Choosing an Investment



If you are unsure of which Cadiz Investment product meets your needs and requirements, then we suggest that you speak with your local Cadiz BDM or contact us directly. If you are an individual we suggest that you speak to your financial adviser.

Income



Looking to maximize your income or approaching retirement?

Cadiz Money Market

Cadiz BCI Enhanced Income Fund


Income and growth



Want to beat inflation and need a steady income and some capital growth?

Cadiz Absolute Yield Fund

Cadiz Stable Fund

Cadiz Balanced Fund


Long-term growth



Have a minimum or five years to invest and want to maximise growth?

Cadiz Worldwide Flexible Fund

Cadiz Equity Fund

At Cadiz we can tell you what needs our various products aim to meet. We may also provide you with generic information about our products. However, we may not offer you financial advice – which means we can’t tell you which of our products is best for your personal circumstances. This is the role of a financial adviser.

Compare Investments

Please click on the name of each Fund to compare.

Facts:


INVESTOR NEED
Income

BENCHMARK
Alexander Forbes Short Term Fixed Interest Index (SteFI)

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in a range of South African money market instruments. These assets include bankers' acceptances, debentures, negotiable certificates of deposit, treasury bills and call accounts. The fund may only invest in money market instruments with a residual maturity not exceeding 13 months, its weighted average duration not exceeding 90 days and its weighted average legal maturity (life) not exceeding 120 days. The Fund's returns are further enhanced by the inclusion of selected, highly rated, corporate paper.

RISK RATING
Low

TIME HORIZON
Short to medium term

ASSET CLASS(ES)
Money market instruments

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Interest Bearing – Money Market

INCOME DISTRIBUTION / PAYMENT
Monthly

INVESTMENT MINIMUM
Lump sum: R20 000
Monthly: R1 000
Ad hoc: R500

REGULATION 28
Not applicable

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Alastair Sellick
Sidney McKinnon

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
0.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
0.50% (excluding VAT)

Adviser Maximum Ongoing Fee
NIL

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income, low variability of returns in excess of that provided by money market funds

BENCHMARK
Alexander Forbes Short Term Fixed Interest Call Deposit Index STeFI Call +1%

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund can invest in a combination of assets in liquid form, interest bearing securities, money market instruments, bonds, debentures, convertible securities, cash deposits, corporate debt, listed property, preference shares, non-equity securities, equity securities and any other securities which are considered to be consistent with the portfolio’s primary objective and the Act or the Registrar may allow from time to time. The portfolio‘s equity exposure, if any, will not exceed 10% of its net asset value and the portfolio may invest offshore. The following intended maximum limits also apply:

• Listed property: up to 10%
• International assets: up to 10%
• Preference shares: up to 10%

The fund has a flexible mandate with no duration or maturity limits for its investments.

RISK RATING
Low

TIME HORIZON
12-months or longer

ASSET CLASS(ES)
Cash, Money Market instruments, Bonds, Property shares, Shares and Preference shares.

General:


LAUNCH DATE
1 October 2014

ASISA SA Multi Asset Income

INCOME DISTRIBUTION / PAYMENT
Declaration: 28 Feb/31 May/31 Aug/30 Nov
Payment: 2nd day of Mar/Jun/Sep/Dec

INVESTMENT MINIMUM
Lump sum: None
Monthly: None

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Alastair Sellick
Sidney McKinnon

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
0.58% (including VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
0.00%

Adviser Maximum Ongoing Fee
0 -.15% (if applicable)

Total Expense Ratio (TER)
See MDD

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
Alexander Forbes Short Term Fixed Interest Index (STeFi)+2%

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN:
The fund can invest in a combination of assets, such as government and corporate bonds, inflation linked bonds, listed property and cash both in South Africa and offshore. Derivative strategies such as swaps and futures may also be used for efficient portfolio management purposes and to mitigate downside risk. The fund does not invest in ordinary shares. The intended maximum limits, (see underlying instruments mentioned below), may not exceed 25% of the value of fund:
• Listed property: up to 10%
• International assets: up to 10%
• Preference shares: up to 10%
• Hybrid instruments: up to 5%
The fund has a flexible mandate with no duration or maturity limits for its investments.

RISK RATING
Low

TIME HORIZON
18-months or longer

ASSET CLASS(ES)
Property shares, preference shares, money market instruments, cash and bonds.

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Income

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 30 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Alastair Sellick
Sidney McKinnon

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
0.80% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
CPI+3% net of fees over rolling three-years. No negative returns over rolling twelve months.

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property and cash. The intended maximum limits are: up to 40% in equities, 25% in listed property, 30% in offshore assets plus an additional 10% in Africa (excl. South Africa). Derivative strategies may also be used to mitigate the risk of capital loss.

RISK RATING
Low to moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
3 September 2012

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Low Equity

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Brian Munro
Razeen Dinath

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.00% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
The fund aims to outperform the median return of the funds in the South African - Multi Asset - High Equity category (excluding the Cadiz fund).

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property and cash. The intended maximum limits are: up to 75% in equities, 25% in listed property, 30% in offshore assets plus an additional 10% in Africa (excl. South Africa). Derivative strategies may also be used to mitigate the risk of capital loss.
The fund is managed to comply with regulations governing retirement investments (Regulation 28) and is suitable for use in pension and provident funds.

RISK RATING
Moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset High Equity

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGER
Brian Munro
Razeen Dinath

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Long-term growth

BENCHMARK
CPI+6%

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund can invest in local and global investments across equities, fixed interest instruments, listed property, derivatives and cash. Investments are selected at an individual security level where the Manager considers the risk of permanent capital loss to be low, with attractive risk-adjusted return potential. Equities will generally make up the bulk of the funds’ investments in order to provide high (> 6% pa) long term real returns, but the Manager has maximum flexibility in terms of asset allocation and is not precluded from varying the asset allocation to reflect the Managers view of the attractiveness of different asset classes.

RISK RATING
Moderate to high

TIME HORIZON
Five-years or longer

ASSET CLASS(ES)
All asset classes with a maximum of 80% offshore.

General:


LAUNCH DATE
3 June 2005

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA Worldwide Multi Asset Flexible

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Not applicable

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Razeen Dinath
Brian Munro

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Long-term growth

BENCHMARK
Capped SWIX

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in equities that trade below their intrinsic market value. The fund can hold up to 30% in foreign assets and 10% in Africa (excl. SA), with the highest balance in domestic equities listed in South Africa.
The fund sits at the top end of the risk/return spectrum and can also invest in property related securities.
The portfolio’s minimum exposure to equities will be 80% of its net asset value at all times.

RISK RATING
High

TIME HORIZON
Five-years or longer

ASSET CLASS(ES)
Equities and cash

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Equity General

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Not Applicable

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Razeen Dinath
Brian Munro

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income

BENCHMARK
Alexander Forbes Short Term Fixed Interest Index (SteFI)

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in a range of South African money market instruments. These assets include bankers' acceptances, debentures, negotiable certificates of deposit, treasury bills and call accounts. The fund may only invest in money market instruments with a residual maturity not exceeding 13 months, its weighted average duration not exceeding 90 days and its weighted average legal maturity (life) not exceeding 120 days. The Fund's returns are further enhanced by the inclusion of selected, highly rated, corporate paper.

RISK RATING
Low

TIME HORIZON
Short to medium term

ASSET CLASS(ES)
Money market instruments

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Interest Bearing – Money Market

INCOME DISTRIBUTION / PAYMENT
Monthly

INVESTMENT MINIMUM
Lump sum: R20 000
Monthly: R1 000
Ad hoc: R500

REGULATION 28
Not applicable

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Alastair Sellick
Sidney McKinnon

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
0.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
0.50% (excluding VAT)

Adviser Maximum Ongoing Fee
NIL

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income, low variability of returns in excess of that provided by money market funds

BENCHMARK
Alexander Forbes Short Term Fixed Interest Call Deposit Index STeFI Call +1%

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund can invest in a combination of assets in liquid form, interest bearing securities, money market instruments, bonds, debentures, convertible securities, cash deposits, corporate debt, listed property, preference shares, non-equity securities, equity securities and any other securities which are considered to be consistent with the portfolio’s primary objective and the Act or the Registrar may allow from time to time. The portfolio‘s equity exposure, if any, will not exceed 10% of its net asset value and the portfolio may invest offshore. The following intended maximum limits also apply:

• Listed property: up to 10%
• International assets: up to 10%
• Preference shares: up to 10%

The fund has a flexible mandate with no duration or maturity limits for its investments.

RISK RATING
Low

TIME HORIZON
12-months or longer

ASSET CLASS(ES)
Cash, Money Market instruments, Bonds, Property shares, Shares and Preference shares.

General:


LAUNCH DATE
1 October 2014

ASISA SA Multi Asset Income

INCOME DISTRIBUTION / PAYMENT
Declaration: 28 Feb/31 May/31 Aug/30 Nov
Payment: 2nd day of Mar/Jun/Sep/Dec

INVESTMENT MINIMUM
Lump sum: None
Monthly: None

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Alastair Sellick
Sidney McKinnon

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
0.58% (including VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
0.00%

Adviser Maximum Ongoing Fee
0 -.15% (if applicable)

Total Expense Ratio (TER)
See MDD

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
Alexander Forbes Short Term Fixed Interest Index (STeFi)+2%

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN:
The fund can invest in a combination of assets, such as government and corporate bonds, inflation linked bonds, listed property and cash both in South Africa and offshore. Derivative strategies such as swaps and futures may also be used for efficient portfolio management purposes and to mitigate downside risk. The fund does not invest in ordinary shares. The intended maximum limits, (see underlying instruments mentioned below), may not exceed 25% of the value of fund:
• Listed property: up to 10%
• International assets: up to 10%
• Preference shares: up to 10%
• Hybrid instruments: up to 5%
The fund has a flexible mandate with no duration or maturity limits for its investments.

RISK RATING
Low

TIME HORIZON
18-months or longer

ASSET CLASS(ES)
Property shares, preference shares, money market instruments, cash and bonds.

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Income

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 30 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Alastair Sellick
Sidney McKinnon

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
0.80% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
CPI+3% net of fees over rolling three-years. No negative returns over rolling twelve months.

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property and cash. The intended maximum limits are: up to 40% in equities, 25% in listed property, 30% in offshore assets plus an additional 10% in Africa (excl. South Africa). Derivative strategies may also be used to mitigate the risk of capital loss.

RISK RATING
Low to moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
3 September 2012

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset Low Equity

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Brian Munro
Razeen Dinath

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.00% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Income and growth

BENCHMARK
The fund aims to outperform the median return of the funds in the South African - Multi Asset - High Equity category (excluding the Cadiz fund).

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in equities, fixed interest instruments, listed property and cash. The intended maximum limits are: up to 75% in equities, 25% in listed property, 30% in offshore assets plus an additional 10% in Africa (excl. South Africa). Derivative strategies may also be used to mitigate the risk of capital loss.
The fund is managed to comply with regulations governing retirement investments (Regulation 28) and is suitable for use in pension and provident funds.

RISK RATING
Moderate

TIME HORIZON
Three-years or longer

ASSET CLASS(ES)
Equities, fixed interest instruments, listed property and cash

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Multi Asset High Equity

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Yes

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGER
Brian Munro
Razeen Dinath

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Long-term growth

BENCHMARK
CPI+6%

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund can invest in local and global investments across equities, fixed interest instruments, listed property, derivatives and cash. Investments are selected at an individual security level where the Manager considers the risk of permanent capital loss to be low, with attractive risk-adjusted return potential. Equities will generally make up the bulk of the funds’ investments in order to provide high (> 6% pa) long term real returns, but the Manager has maximum flexibility in terms of asset allocation and is not precluded from varying the asset allocation to reflect the Managers view of the attractiveness of different asset classes.

RISK RATING
Moderate to high

TIME HORIZON
Five-years or longer

ASSET CLASS(ES)
All asset classes with a maximum of 80% offshore.

General:


LAUNCH DATE
3 June 2005

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA Worldwide Multi Asset Flexible

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Not applicable

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Razeen Dinath
Brian Munro

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Facts:


INVESTOR NEED
Long-term growth

BENCHMARK
Capped SWIX

INVESTMENT VEHICLE
Unit trust

WHAT DOES THE FUND INVEST IN?
The fund invests in equities that trade below their intrinsic market value. The fund can hold up to 30% in foreign assets and 10% in Africa (excl. SA), with the highest balance in domestic equities listed in South Africa.
The fund sits at the top end of the risk/return spectrum and can also invest in property related securities.
The portfolio’s minimum exposure to equities will be 80% of its net asset value at all times.

RISK RATING
High

TIME HORIZON
Five-years or longer

ASSET CLASS(ES)
Equities and cash

General:


LAUNCH DATE
1 March 2006

ASISA CLASSIFICATION (WHERE RELEVANT)
ASISA SA Equity General

INCOME DISTRIBUTION / PAYMENT
Bi-annual (30 June, 31 December)

INVESTMENT MINIMUM
Lump sum: R5 000
Monthly: R500
Ad hoc: R500

REGULATION 28
Not Applicable

CURRENCY AVAILABILITY
South African rand

PORTFOLIO MANAGERS
Razeen Dinath
Brian Munro

STATUS
Open

LIQUIDITY
Daily

Fees:


Cadiz Initial Fee
NIL

Cadiz Annual Management Fee
1.25% (excluding VAT)

Cadiz Performance Fee
NIL

Adviser Maximum Initial Fee
3.00% (excluding VAT)

Adviser Maximum Ongoing Fee
1.00% (excluding VAT)

Total Expense Ratio (TER)
See Fund Fact Sheet

Risk Indicator

Cadiz Money Market Fund

  • LOW10%

  • A top performing money market fund.
  • Earn a higher return than a bank account or term deposit.
  • Low annual management fee (0.25% excl VAT).
  • Ideal as a temporary low risk ‘parking bay’ or phasing-in vehicle.
  • Read more

Cadiz BCI Enhanced Income Fund

  • LOW10%

  • Aims to provide investors with a high level of sustainable income and stability of capital invested.
  • Low variability of returns in excess of vanilla money market funds
  • High level of liquidity
  • Regulation 28 compliant
  • Read more

Cadiz Absolute Yield Fund

  • LOW10%

  • Aims to provide investors with a return of 2% in excess of cash over a rolling 3 year period and a positive return over any rolling 12 month period.
  • Winner of the 2010 and 2011 Morningstar Fund Awards in the Cautious Balanced and Cautious Allocation categories, respectively.
  • For more conservative investors who would like more consistent returns than an income fund.
  • Provides access to a broad range of fixed interest instruments.
  • Read more

Cadiz Stable Fund

  • LOW TO MODERATE25%

  • Aims to provide investors with real returns (inflation plus 3%) over a rolling 3 year period, while minimizing the risk of capital loss over a one year period.
  • Active asset allocation with carefully managed equity stock selection.
  • Regulation 28 compliant.
  • Read more

Cadiz Balanced Fund

  • MODERATE40%

  • 2011 Raging Bull Awards. Top performance by a Domestic Collective Investment Scheme.
  • A one-stop solution that does the asset allocation for you.
  • Provides a balance between capital growth and income over the medium to long term.
  • Diversified exposure to the equity and fixed interest markets.
  • Regulation 28 compliant
  • Read more

Cadiz Worldwide Flexible Fund

  • MODERATE TO HIGH80%

  • Aims to provide investors with returns well above South African inflation over a rolling 3-year period.
  • The fund can invest in local and global investments across a variety of asset classes.
  • Manager has maximum flexibility in terms of asset allocations.
  • Read more

Cadiz Equity Fund

  • HIGH80%

  • Aims for long-term capital growth with a low risk of permanent capital loss.
  • Fund can invest in SA equity and up to 30% in foreign assets and 10% in Africa.
  • Minimum exposure of 80% of portfolio at all times in Equities.
  • Read more